Insurance Archives - Page 2 of 5 - Your Finances Unfukt

What Is Family Life Insurance And Do You Need It?

February 18, 2023 by Professor B.T. Effer

Family life insurance is a catch-all term for a coverage plan that protects you and your loved ones. There are many ways to…

February 3, 2023 by Professor B.T. Effer

Life insurance can be confusing, especially if you are a beginner. This post walks through all the Life Insurance 101 details so you can…

January 29, 2023January 28, 2023 by Professor B.T. Effer

Your retirement accounts are a waiting ‘tax bomb’. Learn how to use life insurance to diffuse your huge tax liability of an IRA…

January 29, 2023January 20, 2023 by Professor B.T. Effer

Life insurance is often highly recommended, but some people don’t want it or can’t get it. Luckily there are alternatives to life insurance..

January 30, 2023January 17, 2023 by Professor B.T. Effer

Life insurance is a waste of money…or is it? This post covers 10 common reasons why life insurance is considered a waste and counter…

January 30, 2023January 15, 2023 by Professor B.T. Effer

Life insurance is crucial in your personal financial portfolio. The top 15 reasons to purchase life insurance from replacing income to…

January 30, 2023January 11, 2023 by Professor B.T. Effer

Life insurance can be used for retirement similar to a Roth IRA. However, a Roth IRA is the better option for most people due to being…

January 30, 2023January 9, 2023 by Professor B.T. Effer

The SECURE Act 2.0 was signed into law in the end of 2022 and has some major positive changes for retirement savings. What is in the bill…

January 30, 2023January 8, 2023 by Professor B.T. Effer

A spendthrift clause in a life insurance contract is there to spread your lump sum benefit over installment payments for a specified period…

January 30, 2023January 3, 2023 by Professor B.T. Effer

Life insurance payouts generally avoid probate court, however there are some times when your benefit may go to probate. Learn how to…