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Debt

Posts dealing with debt

Financial Trauma can show up in many ways and causes an unhealthy relationship with money

What Is Financial Trauma

January 29, 2023January 23, 2023 by Professor B.T. Effer

Financial Trauma is an unhealthy relationship with your money and finances. There are many signs you are suffering from trauma and reasons…

Categories Debt, Fundaments of Personal Finance, Personal Finance
SECURE Act 2.0 - what is in the SECURE Act and how does it impact you.

SECURE Act 2.0 – What Is In It And How Does It Impact You?

January 30, 2023January 9, 2023 by Professor B.T. Effer

The SECURE Act 2.0 was signed into law in the end of 2022 and has some major positive changes for retirement savings. What is in the bill…

Categories Annuity, college, Debt, Employer Benefits, Insurance, Personal Finance, Retirement
The debt snowball vs avalanche method

Snowball Vs. Avalanche Debt Payoff Method – Which Is Right For You?

January 30, 2023December 30, 2022 by Professor B.T. Effer

If you are trying to get out of debt, there are 2 commonly recommend methods to use – Snowball & Avalanche. Which is right for you and…

Categories Credit Cards, Debt, Fundaments of Personal Finance, Personal Finance
20 Personal Financial Ratios You need to know

20 Personal Financial Ratios You Need To Know

January 30, 2023December 18, 2022 by Professor B.T. Effer

Using personal financial ratios can give you a holistic view of your financial strength. In this post we cover 20 of the most important…

Categories Credit Score, Debt, Fundaments of Personal Finance, Insurance, Mortgage, Personal Finance
8 core personal financial principles to follow for success

8 Core Personal Finance Foundational Principles To Follow For Success

January 30, 2023December 5, 2022 by Professor B.T. Effer

These 8 Personal Finance Principles will produce over 80% of the desired results. These 8 simple steps are the key to unlocking all your…

Categories Debt, Fundaments of Personal Finance, Insurance, Personal Finance
How Much should you pay for a new car

How Much Should You Spend On A New Car?

January 29, 2023October 23, 2022 by Professor B.T. Effer

Your car is likely the second biggest purchase you make behind your house, and where most people blow their budgets. How much should you pay..

Categories Cars, Debt, Personal Finance

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