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Credit Score

Posts pertaining to credit score and how to improve it

20 Personal Financial Ratios You need to know

20 Personal Financial Ratios You Need To Know

January 30, 2023December 18, 2022 by Professor B.T. Effer

Using personal financial ratios can give you a holistic view of your financial strength. In this post we cover 20 of the most important…

Categories Credit Score, Debt, Fundaments of Personal Finance, Insurance, Mortgage, Personal Finance
5 Foundations of Personal Finance

5 Foundations of Personal Finance -Review Of Dave Ramsey’s Course

January 30, 2023November 27, 2022 by Professor B.T. Effer

5 Foundations of Personal Finance consist of an emergency fund, no debt, paying cash for a car, paying cash for college and…

Categories Credit Cards, Credit Score, Fundaments of Personal Finance, Personal Finance
Credit card balance transfers can come with a 3-6% balance transfer fee. Use the Purchase To Transfer Method instead to save $1,000s

Don’t Balance Transfer Credit Card, Do This Instead To Save $1,000s

January 30, 2023November 25, 2022 by Professor B.T. Effer

Credit Card balance transfers to 0% promotional APRs come with large upfront balance transfer fees. You could save $1,000s by instead…

Categories Credit Cards, Credit Score, Personal Finance
Fix Your Credit Score with 12 Steps to fix your credit score

How To Fix A Bad Credit Score

January 29, 2023October 26, 2022 by Professor B.T. Effer

If you have bad credit you can be costing yourself $1,000s in extra charges. Here are the 12 steps to fix your credit score so you can…

Categories Credit Cards, Credit Score, Personal Finance
Credit Factors in the FICO credit score and their weights

How To Read & Understand Your Credit Score

January 29, 2023September 30, 2022 by Professor B.T. Effer

Your credit score can save you thousands in costs over your life. But what is your credit score? How is it calculated? And most important…

Categories Credit Score

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