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The debt snowball vs avalanche method

Snowball Vs. Avalanche Debt Payoff Method – Which Is Right For You?

January 30, 2023December 30, 2022 by Professor B.T. Effer

If you are trying to get out of debt, there are 2 commonly recommend methods to use – Snowball & Avalanche. Which is right for you and…

Categories Credit Cards, Debt, Fundaments of Personal Finance, Personal Finance
5 Foundations of Personal Finance

5 Foundations of Personal Finance -Review Of Dave Ramsey’s Course

January 30, 2023November 27, 2022 by Professor B.T. Effer

5 Foundations of Personal Finance consist of an emergency fund, no debt, paying cash for a car, paying cash for college and…

Categories Credit Cards, Credit Score, Fundaments of Personal Finance, Personal Finance
Credit card balance transfers can come with a 3-6% balance transfer fee. Use the Purchase To Transfer Method instead to save $1,000s

Don’t Balance Transfer Credit Card, Do This Instead To Save $1,000s

January 30, 2023November 25, 2022 by Professor B.T. Effer

Credit Card balance transfers to 0% promotional APRs come with large upfront balance transfer fees. You could save $1,000s by instead…

Categories Credit Cards, Credit Score, Personal Finance
Fix Your Credit Score with 12 Steps to fix your credit score

How To Fix A Bad Credit Score

January 29, 2023October 26, 2022 by Professor B.T. Effer

If you have bad credit you can be costing yourself $1,000s in extra charges. Here are the 12 steps to fix your credit score so you can…

Categories Credit Cards, Credit Score, Personal Finance

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