What Is the 20/4/10 Rule of Car Buying?
Buying a new car is one your biggest financial decisions. The 20/4/10 rule states you put 20% down, on a max 4 year loan and 10% of your monthly budget…
Professor B.T. Effer
The Five Pillars of Personal Finance
Personal Finance is made up of 5 foundational pillars: Income, Spending, Savings, Investing, and Protection. What do each of these …
How To Read & Understand Your Credit Score
Your credit score can save you thousands in costs over your life. But what is your credit score? How is it calculated? And most important…
What Is Personal Finance?
Personal Finance is all the decisions that go into managing your money, paying off debt, growing wealth through saving & investing, and …