Why Life Insurance Is A Waste Of Money
Life insurance is a waste of money…or is it? This post covers 10 common reasons why life insurance is considered a waste and counter…
Professor B.T. Effer
15 Reasons To Buy Life Insurance
Life insurance is crucial in your personal financial portfolio. The top 15 reasons to purchase life insurance from replacing income to…
Life Insurance Vs. Roth IRA – Which Is Better?
Life insurance can be used for retirement similar to a Roth IRA. However, a Roth IRA is the better option for most people due to being…
SECURE Act 2.0 – What Is In It And How Does It Impact You?
The SECURE Act 2.0 was signed into law in the end of 2022 and has some major positive changes for retirement savings. What is in the bill…
What Is A Spendthrift Clause In Life Insurance?
A spendthrift clause in a life insurance contract is there to spread your lump sum benefit over installment payments for a specified period…
Does Life Insurance Go Through Probate?
Life insurance payouts generally avoid probate court, however there are some times when your benefit may go to probate. Learn how to…
What Does Liquidity Mean In A Life Insurance Policy?
Liquidity is a measure of how easy it is to turn an asset into cash. Life insurance policies may be a source of liquidity if you know…
Snowball Vs. Avalanche Debt Payoff Method – Which Is Right For You?
If you are trying to get out of debt, there are 2 commonly recommend methods to use – Snowball & Avalanche. Which is right for you and…
What Is Targeted Net Worth?
Targeted net worth is an important personal finance number that tells you what your net worth should be at any point in time. You use it to..
20 Personal Financial Ratios You Need To Know
Using personal financial ratios can give you a holistic view of your financial strength. In this post we cover 20 of the most important…