Professor B.T. Effer

Accelerated underwriting for life insurance is a way to get your policy faster without medical exams and unlike traditional underwriting…

You get group life insurance through your employer, is it enough? Sadly, it isn’t. Learn the differences between group and individual life…

Your life insurance coverage changes throughout your life. Find the 8 common life events that trigger a change in your life insurance needs…

Final expense life insurance is a permanent whole life insurance product with low face amounts to cover your funeral costs and other…

Second-to-die life insurance is a product that pays out on the death of the second insured and is primarily used for estate planning and..

Family life insurance is a catch-all term for a coverage plan that protects you and your loved ones. There are many ways to…

Life insurance can be confusing, especially if you are a beginner. This post walks through all the Life Insurance 101 details so you can…

Your retirement accounts are a waiting ‘tax bomb’. Learn how to use life insurance to diffuse your huge tax liability of an IRA…

Life insurance is often highly recommended, but some people don’t want it or can’t get it. Luckily there are alternatives to life insurance..